CLEARWATER, Fla.–(BUSINESS WIRE)–Certegy, a leading ACH payments and risk management company, today announced the launch of its new Virtual Terminal platform, allowing both in-store and mobile merchants to process paper checks and ACH transactions. Virtual Terminal provides merchants with the option to leverage either a web browser or mobile device to serve as their POS register rather than using a bulky and expensive traditional POS system. “Our Virtual Terminal provides merchants with more